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走遍美国:文字 视听(EPISODE11)


    
    
     a place of our own
    
     来源:英语周报
    
     act 1. 视频下载
    
     marilyn: ellen, id like your opinion
    
     ellen: about what?
    
     marilyn: well, richard and i feel that with a baby coming we need to have our own place to live.
    
     ellen: oh.
    
     marilyn: well, what do you think about richard and me looking for a small house or an apartment at this point in our lives?
    
     ellen: we love having you here, and there is room, and...and when the baby comes, the baby can stay in your room for a while.
    
     marilyn: richard feels we need to find a small house.
    
     ellen: i remember when i was pregnant with richard. philip and i were living with grandma and grandpa. philip was a young doctor, and he kept talking about having a house of our own. its natural.
    
     marilyn: what did you do ?
    
     ellen: we looked at a lot of houses.
    
     marilyn: did you find one?
    
     ellen: oh, not at first. we couldnt afford it. grandpa wanted to lend us the money to buy one, but philip is too independent. he didnt want to borrow any money.
    
     marilyn: sounds like richard.
    
     ellen: theyre all alike. richard is a real stewart. hes independent, and sometimes just stubborn.
    
     marilyn: when did you buy a house?
    
     ellen: after richard was born. i was teaching music, and philip was opening his first medical office.
    
     marilyn: where was the house?
    
     ellen: right here in riverdale. of course, it was a small house, but just right for us.
    
     marilyn: its funny. history repeats itself. now richard and i are having a baby, and we probably wont be able to afford a house right away, either.
    
     ellen: why dont you look at some houses, marilyn?
    
     marilyn: good idea.
    
     ellen: look in the real-estate section of sundays times. youll learn a lot.
    
     marilyn: maybe we should speak to a real-estate agent about a house.
    
     ellen: and a bank about a mortgage.
    
     marilyn: ill talk to richard about it. i think its a good idea, ellen. we can learn a lot by asking.
    
     ellen: and if i can be of any help, let me know. as a matter of fact, my friend virginia martinelli is a real-estate agent.
    
     marilyn: good.
    
     ellen: you wont believe this, but she sold us our first house and this one.
    
     marilyn: well, ill tell richard, and well go to see her. do you think the skirt length is right, ellen? do you think its too long?
    
     ellen: i think the skirt is just right. are you planning to attach a train to it?
    
     marilyn: no. no train. just the dress. but i am going to make a headpiece of lace.
    
     ellen: that dress is gorgeous.
    
     marilyn: thanks, ellen. and thanks for the advice about the house. ill talk to richard about it the minute the comes home.
    
     ellen: and remember, we love having you here. theres no need to rush.
    
    ~
    act 2. 视频下载
    
     virginia: i remember your parents first house very well. it was on spring avenue, near the park.
    
     richard: i grew up in that house.
    
     virginia: yes, and you were such a cute baby.
    
     marilyn: ive seen pictures of him. he had blond hair.
    
     virginia: ive been friendly with the stewart family for a long time, so its my pleasure to help you find a house now.
    
     richard: well, were not sure we can afford one.
    
     marilyn: but wed like to find out about the possibilities.
    
     virginia: thats a good idea. i love your house on linden street. i sold your father that house seventeen years ago.
    
     marilyn: really?
    
     richard: yes, mom was pregnant with robbie then, and they needed the extra room.
    
     virginia: i hear youre expecting a baby, mrs. stewart.
    
     marilyn: mmm-hmm. so we will be needing more room.
    
     virginia: oh, so you dont need something immediately?
    
     richard: no. but in five or six months...
    
     marilyn: and time passes so quickly.
    
     virginia: yes, it does. well, when you called, you gave me enough information about your salaries and your savings. so i have a good idea about your financial situation. let me show your some pictures of houses.
    
     marilyn: with two bedrooms?
    
     virginia: yes, i think i can show you some. of course, they wont be in riverdale. the cost of housings too high for you here.
    
     richard: i havent thought about living anywhere else. weve always lived in this area.
    
     marilyn: where should we look for a house, mrs.martinelli?
    
     virginia: well, we have an office in mount kisco. its a lovely area, and its only about an hours drive from here. here. i have a book with photos of some homes in that area. now, lets see. here. this is a lovely two-bedroom house in your price range.
    
     marilyn: its pretty, but i prefer a two-story home.
    
     richard: i do, too. i dont care for a ranch type.
    
     virginia: ok. oh, this is a wonderful house. i know it well. i sold it to the present owners.
    
     richard: it looks wonderful.
    
     virginia: this is a two-bedroom, two-bath house. it has a full basement, and it is on a half-acre lot. you can probably afford this one.
    
     marilyn: i like this house.
    
     richard: so do i.
    
     virginia: and the price is right. would you like to go see it?
    
     richard: yes. were planning to talk to someone at the bank next week. perhaps we could see the house this weekend.
    
     virginia: if some one doesnt buy it before then. but lets keep looking. just to get an idea of some other possibilities.
    
     richard: this is very helpful, mrs. martinelli.
    
     virginia: here. this is a wonderful example of spanish-style architecture.
    
     richard: oh, i love the roof tiles on a spanish-style house.
    
     maryilyn: it looks like the houses in hollywood.
    
     virginia: its interesting. a house like this in riverdale costs double the price. oh my! heres a real buy. its a bargain. this house just came on the market.
    
     marilyn: its quite lovely. is it a two-bedroom house?
    
     virginia: no. it has three bedrooms and three baths. i know the house. it has a brand new kitchen. and a living room with a twelve-foot ceiling. and theres a two-car garage.
    
     richard: then why dont we go look at this house, too?
    
     virginia: its a good investment.
    
     richard: thank you, mrs. martinelli.
    
     marilyn: thanks so much.
    
     vinginia: my pleasure. give my best to your parents.
    
     virginia: your fathers a wonderful doctor, richard. he took care of my daughter when she was a child. hes the best pediatrician in westchester.
    
     richard: thanks, mrs. martinelli, ill give them your regards.
    
     marilyn: we really appreciate your advice.
    
     virginia: i do think you should go see the houses and talk to the bank. here. let me give you some information sheets about the houses. theyre both very good buys.
    
     richard: well, thanks so much for your help and your time, mrs. martinelli. weve got a lot to talk about.
    
     marilyn: mmm-hmm. thanks.
    
    
    
    
    
    
    
     act 3. 视频下载
    
     mr.riley: how do you do?
    
     richard: hello.
    
     mr.riley: im ralph riley.
    
     richard: im richard stewart, and this is my wife, marilyn.
    
     mr.riley: pleased to meet you.
    
     marilyn: likewise, mr.riley.
    
     mr.riley: please, sit down. what can i do for you?
    
     richard: wed like to discuss a mortgage.
    
     marilyn: for a house.
    
     mr.riley: fine. are you buying a house or are you refinancing your present home?
    
     richard: were planning to buy a house.
    
     marilyn: and wed like to find out about a mortgage.
    
     richard: we are customers of the bank. as a matter of fact, my whole family banks here.
    
     mr.riley: i have some questions to ask. do you own your house or do you rent?
    
     richard: neither. we live with my parents, dr. and mrs. philip stewart.
    
     mr.riley: and how old are you?
    
     marilyn: im twenty-nine.
    
     richard: im thirty.
    
     mr.riley: and, mr. stewat, what is your occupation?
    
     richard: im a freelance photographer.
    
     mr.riley: and, mrs. stewart, are you working?
    
     marilyn: yes. im a designer, and i work in a boutique.
    
     mr.riley: did you bring any savings or salary information? last years tax forms?
    
     richard: yes. here they are.
    
     mr. riley: ok.what...what kind of house did you have in mind?
    
     richard: were talking about buying a two-bedroom house in mount kisco. here are the financial details on the house.
    
     mr.riley: thank you. are you prepared to make a ten-percent down payment?
    
     richard: yes, we are.
    
     mr.riley: payments over thirty years?
    
     richard: yes.
    
     marilyn: do you think we can get a loan?
    
     mr.riley: well, it depends. do you own any other property? any stocks or bonds?
    
     richard: no.
    
     mr.riley: i see. then you dont have any collateral. perhaps you could get a guarantor-someone to sign for the loan for you.
    
     richard: why is that necessary?
    
     mr.riley: since you dont have enough income, and you dont already own any property, the bank needs to be sure you can pay the mortgage every month. a guarantor is responsible for the loan if you cant make the payments.
    
     richard: i see. well, the idea of buying a house is exciting.
    
     marilyn: thank you, mr.riley. well read this over carefully.
    
     mr.riley: thank you.
    
     richard: good-bye. thanks.
    
     mr.riley: godd-bye. and hope to see you soon.
    
     richard: i hope so, too.
    
     mr.riley: take care.
    
     marilyn: good-bye.
    
     richard: it all sounded so easy until they mentioned needing collateral or a guarantor.
    
     marilyn: we have no collateral.
    
     richard: and i dont think its a good idea to ask dad to sign as a guarantor. i dont feel right about it.
    
     marilyn: i understand your feelings about it, richard.
    
     ellen: now, tell me, whats the problem?
    
     marilyn: we can get a loan from the bank if we can put up some collateral.
    
     richard: and we dont own anything to use as collateral.
    
     marilyn: or someone can sign with us as a guarantor.
    
     ellen: why dont you speak to dad?
    
     richard: no. if we buy a house, i want to be able to handle it alone.
    
     ellen: everybody needs help sometimes, richard.
    
     marilyn: i understand richards feelings about it, ellen.
    
     richard: in two or three months, ill have an advance on my book and be able to put more money down.
    
     marilyn: what about the house in mount kisco? somebody elsell buy it by then.
    
     richard: then therell be other houses, marilyn.
    
     ellen: richard has a point. youre just beginning to look.
    
     marilyn: were in no great rush. its true.
    
     richard: this has been a great learning experience for us, marilyn. talking to the real-estate agent. looking at the houses. talking to the loan officer at the bank.
    
     marilyn: it has been a learning experience. thats true.
    
     ellen: i think youre doing the right thing. taking your time. looking around. especially with a purchase o this kind. youre talking about a lot of money.
    
     marilyn: well call mrs. martinelli and tell her to keep looking for us.
    
     richard: and ill call mr.riley at the bank and tell him well see him in a couple of months.
    
     ellen: and if you ever need dad or me to help you...
    
     marilyn: we know.
    
     ellen: you know well be there for you.
    
     richard: its a stewart tradition. were a family.
    
    
    
    
    
    



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